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Liquid Mutual Funds, simply a type of debt scheme, is the least risky and very short-term investment. In general, experts take this fund type as the best alternative to a savings bank account or Fixed Deposits!

Liquid funds aim to generate good returns over a short period, its fund manager, mostly invests in high credit quality debt instruments, with short-term maturities (up to 6 months).

Liquid funds are the best investment cycle, where you can put your unused money for the term you want and can earn a good return. The best part is even after investing your money, investors have complete access to their money, like in a savings account. They can anytime redeem their investment and can receive returns the very next day.

In short, liquid funds are the best option for those investors, who are looking for a short-term investment, to park their idle cash, and earn some benefits. 

Well, investors can also use their liquid fund investment for investing in an equity fund. For that, they can initially invest the money in a liquid fund, and then opt for a Systematic Transfer Plan (STP), to an equity fund of their choice.

For such investors, we have prepared a list of some of the BEST LIQUID MUTUAL FUNDS, based on returns, latest Nav, ratings, performance, etc. for your assistance.  

To receive a free advisory on Investments In Mutual Fund, contact our executives asap!


Axis Liquid Fund – Growth 

A liquid fund category debt mutual fund, run and managed by Axis Mutual Fund House. The fund has 75.93% investment in Debt of which 24.86% is in Government securities, 51.07% in funds invested in very low-risk securities.

The fund size of the scheme is around Rs 22,877 crores and it charges a total expense ratio of around 0.26%. The fund charges a very small amount as exit load on different redemption conditions like:

  • The fund charges an exit load equal to 0.006999999999999999% of sell value if the fund is sold before 1 day.
  • The fund charges an exit load equal to 0.0065% if the fund is sold before 2 days.
  • The fund charges an exit load equal to 0.006% if the fund is sold before 3 days.
  • The fund charges an exit load equal to 0.0055000000000000005% if the fund is sold before 4 days.
  • The fund charges an exit load equal to 0.005% if the fund is sold before 5 days.
  • The fund charges an exit load equal to 0.0045000000000000005% if the fund is sold before 6 days.

The prime objective of the fund is to provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities.

This fund is best recommended to investors looking to invest money for the short-term and are looking for alternatives to bank accounts or Fixed Deposits.


Aditya Birla Sun Life Liquid Fund– Growth 

A liquid fund category debt mutual fund, run and managed by Aditya Birla Sun Life Mutual Fund House. The fund has 95.05% investment in Debt of which 33% in Government securities, 62.04% in funds invested in very low-risk securities.

The fund size of the scheme is around Rs 29,710 crores and it charges a total expense ratio of around 0.21%. The fund charges a very small amount as exit load on different redemption conditions like:

  • The fund charges an exit load equal to 0.006999999999999999% of sell value if the fund is sold before 1 day.
  • The fund charges an exit load equal to 0.0065% if the fund is sold before 2 days.
  • The fund charges an exit load equal to 0.006% if the fund is sold before 3 days.
  • The fund charges an exit load equal to 0.0055000000000000005% if the fund is sold before 4 days.
  • The fund charges an exit load equal to 0.005% if the fund is sold before 5 days.
  • The fund charges an exit load equal to 0.0045000000000000005% if the fund is sold before 6 days.

The objective of the scheme is to provide reasonable returns at a high level of safety, and liquidity through judicious investments in high-quality debt and money market instruments.

This fund is best recommended to investors looking to invest money for the short-term and are looking for alternatives to bank accounts or Fixed Deposits.


Nippon India Liquid Fund – Growth 

A liquid fund category debt mutual fund, run and managed by Nippon India Mutual Fund House. The fund has 73.31% investment in Debt of which 24.05% is in Government securities, 49.26% in funds invested in very low-risk securities.

The fund size of the scheme is around Rs 20,961 crores and it charges a total expense ratio of around 0.32%. The fund charges a very small amount as exit load on different redemption conditions like:

  • The fund charges an exit load equal to 0.006999999999999999% of sell value if the fund is sold before 1 day.
  • The fund charges an exit load equal to 0.0065% if the fund is sold before 2 days.
  • The fund charges an exit load equal to 0.006% if the fund is sold before 3 days.
  • The fund charges an exit load equal to 0.0055000000000000005% if the fund is sold before 4 days.
  • The fund charges an exit load equal to 0.005% if the fund is sold before 5 days.
  • The fund charges an exit load equal to 0.0045000000000000005% if the fund is sold before 6 days.

The objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity.

This fund is best recommended to investors looking to invest money for the short-term and are looking for alternatives to bank accounts or Fixed Deposits.


Tata Liquid Fund -Regular Plan-Growth 

A liquid fund category debt mutual fund, run and managed by Tata Mutual Fund House. The fund has 96.05% investment in Debt of which 33.36% is in Government securities, 62.69% in funds invested in very low-risk securities.

The fund size of the scheme is around Rs 8,688 crores and it charges a total expense ratio of around 0.33%. The fund charges a very small amount as exit load on different redemption conditions like:

  • The fund charges an exit load equal to 0.006999999999999999% of sell value if the fund is sold before 1 day.
  • The fund charges an exit load equal to 0.0065% if the fund is sold before 2 days.
  • The fund charges an exit load equal to 0.006% if the fund is sold before 3 days.
  • The fund charges an exit load equal to 0.0055000000000000005% if the fund is sold before 4 days.
  • The fund charges an exit load equal to 0.005% if the fund is sold before 5 days.
  • The fund charges an exit load equal to 0.0045000000000000005% if the fund is sold before 6 days.

The investment objective is to generate reasonable returns with high liquidity to the unitholders

This fund is best recommended to investors looking to invest money for the short-term and are looking for alternatives to bank accounts or Fixed Deposits.


To get more details about the fund you can refer to the fund fact sheet or you can get in touch with us. Call us on- 0612-6604453 or mail us at- [email protected].

For any kind of query, you can contact us at Shri Ashutosh Securities Pvt Ltd., we are here to help you in any way possible.


Happy Investing!


(Mutual Fund investments are subject to market risk Illustrations are for example only, there is no guarantee of returns. Past performance is not an indicator/guarantee to future returns).