Greeting To Our Readers!

The market is trending high, people planning to invest in mutual funds are looking towards executing them. Especially investors are looking to participate in mutual fund investing via SIP (Systematic Investment Plan).

Reason for this, because the staggered investment is the ideal way to invest at times when the markets are at a new record, whether high or low. Simply investing in a mutual fund via SIP is an all-time best option, especially when you are planning to invest for the long term.

To those investors who generally drop the plan to participate in mutual funds, because the market is trending high, we suggest, waiting for the market to get down is such a waste of time and energy of your money to grow.

Simply plan and start investing in mutual funds via SIP today Here are 4 SIPs that you can start with. These funds have been given five-star ratings from Morningstar, a firm that does great research on mutual funds.

Axis Flexi Cap Fund…

A flexible-cap equity category mutual fund scheme run and managed by Axis MF. Being an equity category fund, it invests in assets under management in a portfolio of equity and equity-related instruments across market capitalization.

This fund has assets under management of Rs 8,600 crores, with almost 96% of this invested in equities, out of which 70.95% is in large-cap stocks, 7.87% is in mid-cap stocks, 5.22% in small-cap stocks.

Some of eth popular stocks this fund has its investment in, are Bajaj Finance, Infosys, HDFC Bank, ICICI Bank, and Avenue Supermarkets. Investors can start with a SIP amount of Rs 500 and a minimum investment of Rs 1,000.

The fund has given a 1-year return of 47%, while the 3-year return is 17% on an annualized basis. As the fund is an equity category fund, investors are requested to plan their investment for the long-term says 5 years or more to achieve good returns from the fund.

Canara Robeco Emerging Equities Fund…

A large and mid-cap equity category mutual fund scheme, run and managed by Canara Robeco Mutual Fund. Being an equity category diversified mutual fund, it seeks to generate capital appreciation by investing in a diversified portfolio of large and mid-cap stocks only.

The funds have total assets under management at Rs 146.72 under the growth plan and have 97.35% investment in Indian stocks out of which 38.02% is in large-cap stocks, 33.3% is in mid-cap stocks, 6.56% in small-cap stocks.

This fund also has an allocation of 0.01% investment in Debt of which, 0.01% in funds invested in very low-risk securities. The fund is considered suitable for investors who are looking to invest money for at least 3-4 years and looking for high returns.

This fund has given returns of 60% in 1-year and an average of close to 17% over the past 1-year. This being a pure equity-oriented fund the risk continues to remain very high, which is why the best way to invest is through the Systematic Investment Plan route.

Investors can invest in this fund with a minimum SIP amount of Rs 1000 per month.

ICICI Prudential Savings Fund...

A low duration fund run and managed by ICICI Prudential Mutual Fund. This is another fund that has been rated 5-star by Morningstar. Being a debt category fund, this scheme invests in a range of debt and money market instruments.

Compared to the above equity category funds, this fund is a debt category fund is associated with low risk and yield fewer returns. These funds are taken as the best alternate for saving bank account or fixed deposits and are considered suitable for investors who want to invest for 1-3 years.

The returns from this fund have been in line with bank deposits with 1-year returns of around 5.76% and 5-year returns of 7.56%.

Kotak Low Duration Fund…

Another low duration fund in the list, run and managed by Kotak Mahindra Mutual Fund. This fund is for investors who are risk-averse and would like to protect their capital.

Low-duration debt funds invest in bonds maturing in six months to a year. They aim to earn slightly better returns than what you can get from a bank account or a short-duration fixed deposit.

This fund has given returns of 4.52% in the last 1 year, while the 3-year returns are 7.22% and 5-year returns are 7.35% on an annualized basis. A SIP in the fund is possible with an investment as low as Rs 500 each month.

Keep reading our articles for more updates on finance and investment!!

For any kind of query you can contact us at Shri Ashutosh Securities Pvt Ltd., we are here to help you in any way possible.

Happy Investing!

(Mutual Fund investments are subject to market risk Illustrations are for example only, there is no guarantee of returns. Past performance is not an indicator/guarantee to future returns).