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Solution Orientation Mutual Funds, help investors get the benefit of choosing already customized portfolios based on the risk and primary goal of an investment.
Solution-Oriented Funds are customizable as per the future financial requirement of an investor. These funds are specially designed for individuals' retirement planning and their child’s future planning!
Retirement Funds-
AMCs offer systematic investment plans to invest in such mutual funds, where the amount can be used to invest systematically in either debt fund or equity fund as per investors' risk profile.
Such funds come with a mandatory lock-in period of 5 years, that too with no premature withdrawals. This strict and long lock-in period, keep the corpus for a long time for maximum gains.
Here we have prepared a list of some of the best solution-oriented retirement so that when you plan for retirement, you can easily pick from these!
To receive a free advisory on Investments In Mutual Fund, contact our executives asap!
Best Solution-Oriented Retirement Funds!
Tata Retirement Savings Fund Moderate Plan-Growth
It is a retirement mutual fund run and managed by TATA Mutual Fund House.
The fund has 77.94% investment in Indian stocks of which 44.26% is in large-cap stocks, 15.24% is in mid-cap stocks, and 6.88% in small-cap stocks.
Fund has 14.47% investment in Debt of which 4.09% in Government securities, 10.38% in funds invested in very low-risk securities.
The fund size of the scheme is around Rs. 1,574 crores and it charges a total expense ratio of around 0.65%. The fund also charges a kind of exit load equal to 1.0% of the sell value.
The prime objective of the scheme is to provide a financial planning tool for long-term financial security for investors based on their retirement planning goals.
UTI Retirement Benefit Pension Fund
It is a retirement mutual fund run and managed by UTI Mutual Fund House.
The fund has 39.49% investment in Indian stocks of which 26.02% is in large-cap stocks, 5.12% is in mid-cap stocks, and 3.07% in small-cap stocks.
The fund has 57.89% investment in Debt of which 24.88% in Government securities, and 31.82% in funds invested in very low-risk securities.
The fund size of the scheme is around Rs. 3,609 crores and it charges a total expense ratio of around 1.75%. The fund also charges a kind of exit load equal to 1.0% of the sell value.
The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income/cash flow to the unitholders to the extent of the redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments.
HDFC Retirement Savings Fund - Equity Plan-Growth
It is a retirement mutual fund run and managed by HDFC Mutual Fund House.
The fund has 88.56% investment in Indian stocks of which 35.9% is in large-cap stocks, 9.9% is in mid-cap stocks, and 32.89% in small-cap stocks.
The fund has 2.48% investment in Debt of which 1.66% is in Government securities, and 0.82% in funds invested in very low-risk securities.
The fund size of the scheme is around Rs. 2,099 crores and it charges a total expense ratio of around 2.32%. The fund does not charge any exit load.
The investment objective of the Scheme is to provide long-term capital appreciation/income by investing in a mix of equity and debt instruments to help investors meet their retirement goals. There is no assurance that the investment objective of the Scheme will be realized.
To get more details about the fund you can refer to the fund fact sheet or you can get in touch with us. Call us on- 0612-6604453 or mail us at [email protected].
For any kind of query, you can contact us at Shri Ashutosh Securities Pvt Ltd., we are here to help you in any way possible.
Happy Investing!
(Mutual Fund investments are subject to market risk Illustrations are for example only, there is no guarantee of returns. Past performance is not an indicator/guarantee of future returns).