Greeting To All Our Readers!
Mutual Fund Investment works on the mantra, ‘The Long You Invest, The Big You Accumulate’! Even the experts advise their clients or customers, to plan for long-term investment if they want to create big wealth.
SIP in Mutual Funds is the most efficient and easiest way to put a small amount regularly in a mutual fund, to create big wealth in long term. Experts say every time is the best time to start your investment in mutual funds when you invest via SIP. In fact, with SIP in mutual funds, experts say, The Early You Start, The Long You Carry, The Big You Create!
With the onset of February 2022, we suggest you plan your investment in Mutual funds to create wealth and secure your big financial goals in life!
Here are a few best mutual fund schemes where you can consider investing in February 2022!
IIFL Focused Equity Fund – Growth
A focused category equity mutual fund, run and managed by IIFL Mutual Fund House. The fund has 92.58% investment in Indian stocks of which 53.69% is in large-cap stocks, 16.79% is in mid-cap stocks, and 12.36% is in small-cap stocks.
The fund size of the scheme is around Rs 2,640 crores and it charges a total expense ratio of around 1.97%. Fund also charges a kind of exit load equal to 1.0% of sell value if a fund is sold before 365 days.
The prime objective of the fund is to achieve long-term capital appreciation by investing in a diversified portfolio predominantly consisting of equity and equity-related securities of Large Cap companies including derivatives.
This fund is best recommended to investors looking to invest money for at least 5 years or more and high returns.
Parag Parikh Flexi Cap Fund – Growth
A flexible-cap category equity mutual fund, run and managed by Parag Parikh Mutual Fund House. The fund has 65.65% investment in Indian stocks of which 44.77% is in large-cap stocks, 2.83% is in mid-cap stocks, and 11.93% in small-cap stocks.
The fund size of the scheme is around Rs 20,130 crores and it charges a total expense ratio of around 1.81%. Fund also charges a kind of exit load equal to 2.0% of sell value if the fund is sold before 365 days and 1.0% if the fund is sold before 730 days. There are no other charges.
The investment objective of the scheme is to generate long-term capital growth from an actively managed portfolio primarily of equity and Equity Related Securities.
This fund is best recommended to investors looking to invest money for at least 5 years or more and high returns.
Aditya Birla Sun Life Savings Fund – Retail
An ultra-short-duration category debt mutual fund, run and managed by Aditya Birla Sun Life Mutual Fund House. The fund has 94.78% investment in Debt of which 14.97% in Government securities, and 79.79% in funds invested in very low-risk securities.
The fund size of the scheme is around Rs 15,456 crores and it charges a total expense ratio of around 0.5%.
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income may be generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio.
The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, and cash and cash equivalents.
This fund is best recommended to investors who want to invest for 1-3 years and are looking for alternatives to bank deposits.
HDFC Floating Rate Debt Fund
A floater category debt mutual fund, run and managed by HDFC Mutual Fund House. The fund has 96.99% investment in Debt of which 28.05% in Government securities, and 68.94% in funds invested in very low-risk securities.
The fund size of the scheme is around Rs 20,734 crores and it charges a total expense ratio of around 0.33%. The fund does not charge any kind of exit load.
The investment objective is to generate income/capital appreciation through investment in a portfolio comprising substantially of floating rate debt, fixed-rate debt instruments swapped for floating rate returns, and money market instruments.
This fund is best recommended to investors who want to invest for 1-3 years and are looking for alternatives to bank deposits.
DSP Tax Saver Fund
An ELSS category equity mutual fund, run and managed by DSP Mutual Fund House. The fund has 98.38% investment in Indian stocks of which 56.21% is in large-cap stocks, 20.06% is in mid-cap stocks, and 11.06% is in small-cap stocks.
The fund size of the scheme is around Rs 9397 crores and it charges a total expense ratio of around 1.8%. The fund does not charge any exit load. However, redemption before three years of investment is not allowed.
The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity-related securities of corporates and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time
This fund is best recommended to investors looking to invest money for at least 5 years or more and high returns.
Mirae Asset Tax Saver Fund– Growth
An ELSS category equity mutual fund, run and managed by Mirae Asset Mutual Fund House. The fund has 99.57% investment in Indian stocks of which 63.64% is in large-cap stocks, 11.84% is in mid-cap stocks, and 5.83% is in small-cap stocks.
The fund size of the scheme is around Rs 10,802 crores and it charges a total expense ratio of around 1.8%. The fund does not charge any exit load. However, redemption before three years of investment is not allowed.
The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity-related instruments.
This fund is best recommended to investors looking to invest money for at least 5 years or more and high returns.
HDFC Overnight Fund
An overnight category Debt mutual fund, run and managed by HDFC Mutual Fund House. The fund has 1.52% investment in Debt of which 1.52% in Government securities.
The fund size of the scheme is around Rs 16,018 crores and it charges a total expense ratio of around 0.2%. The fund does not charge any exit load.
The investment objective of the scheme is to generate returns by investing in debt and money market instruments with overnight maturity. There is no assurance that the investment objective of the Scheme will be realized.
This fund is best recommended to Investors who want to invest in the very short term and are looking for an alternative to bank accounts/deposits.
To get more details about the fund you can refer to the fund fact sheet or you can get in touch with us. Call us on- 0612-6604453 or mail us at [email protected]
For any kind of query, you can contact us at Shri Ashutosh Securities Pvt Ltd., we are here to help you in any way possible.
Happy Investing!
(Mutual Fund investments are subject to market risk Illustrations are for example only, there is no guarantee of returns. Past performance is not an indicator/guarantee of future returns).