Greeting To All Our Readers!
Mutual Fund Investment works on the mantra, ‘The Long You Invest, The Big You Accumulate’! Even the experts advise their clients or customers, to plan for long-term investment if they want to create big wealth.
SIP in Mutual Funds is the most efficient and easiest way to put a small amount regularly in a mutual fund, to create big wealth in long term. Experts say every time is the best time to start your investment in mutual funds when you invest via SIP. In fact, with SIP in mutual funds, experts say, The Early You Start, The Long You Carry, The Big You Create!
With the onset of February 2022, we suggest you plan your investment in Mutual funds to create wealth and secure your big financial goals of life!
Here are a few best mutual fund schemes where you can consider investing in February 2022!
Invesco India Growth Opportunities Fund-Growth
A large and mid-cap category equity mutual fund, run and managed by Invesco Mutual Fund House. The fund has 97.67% investment in Indian stocks of which 48.08% is in large-cap stocks, 18.83% is in mid-cap stocks, 9.71% in small-cap stocks.
The fund size of the scheme is around Rs 4,070 crores and it charges a total expense ratio of around 1.69%. Fund also charges a kind of exit load equal to 1.0% of sell value if the fund is sold before 365 days.
The prime objective of the fund is to achieve long-term capital appreciation by investing in a diversified portfolio predominantly consisting of equity and equity-related securities of Large Cap companies including derivatives.
This fund is best recommended to investors looking to invest money for at least 5 years or more and high returns.
Parag Parikh Flexi Cap Fund – Growth
A flexible-cap category equity mutual fund, run and managed by Parag Parikh Mutual Fund House. The fund has 66.13% investment in Indian stocks of which 44.19% is in large-cap stocks, 3.15% is in mid-cap stocks, 12.71% in small-cap stocks.
The fund size of the scheme is around Rs 20,412 crores and it charges a total expense ratio of around 1.8%. Fund also charges a kind of exit load equal to 1.0% of sell value if the fund is sold before 365 days.
The investment objective of the scheme is to generate long-term capital appreciation by capitalizing on potential investment opportunities by predominantly investing in equities of large-cap companies.
This fund is best recommended to investors looking to invest money for at least 5 years or more and high returns.
Kotak Savings Fund – Growth
An ultra-short-duration category debt mutual fund, run and managed by Kotak Mahindra Mutual Fund House. The fund has 95.92% investment in Debt of which 26.46% is in Government securities, 69.46% in funds invested in very low-risk securities.
The fund size of the scheme is around Rs 11,721 crores and it charges a total expense ratio of around 0.77%.
The investment objective of the scheme is to generate income through investments in a range of debt and money market instruments while maintaining the optimum balance of yield, safety, and liquidity.
This fund is best recommended to investors who want to invest for 1-3 years and are looking for alternatives to bank deposits.
Tata Liquid Fund -Regular Plan-Growth
A liquid category debt mutual fund, run and managed by Tata Mutual Fund House. The fund has 74.68% investment in Debt of which 22.08% is in Government securities, 52.6% in funds invested in very low-risk securities.
The fund size of the scheme is around Rs 12,812 crores and it charges a total expense ratio of around 0.33%. The fund charges a very small amount as exit load on different redemption conditions like:
- The fund charges an exit load equal to 0.006999999999999999% of sell value if the fund is sold before 1 day.
- The fund charges an exit load equal to 0.0065% if the fund is sold before 2 days.
- The fund charges an exit load equal to 0.006% if the fund is sold before 3 days.
- The fund charges an exit load equal to 0.0055000000000000005% if the fund is sold before 4 days.
- The fund charges an exit load equal to 0.005% if the fund is sold before 5 days.
- The fund charges an exit load equal to 0.0045000000000000005% if the fund is sold before 6 days.
The investment objective is to generate reasonable returns with high liquidity to the unitholders.
This fund is best recommended to investors who want to invest for 1-3 years and are looking for alternatives to bank deposits.
Canara Robeco Equity Tax Saver – Growth
An ELSS category equity mutual fund, run and managed by Canara Robeco Mutual Fund House. The fund has 96.61% investment in Indian stocks of which 65.61% is in large-cap stocks, 12.61% is in mid-cap stocks, 6.07% in small-cap stocks.
The fund size of the scheme is around Rs 3208 crores and it charges a total expense ratio of around 2.17%. The fund does not charge any exit load. However, redemption before three years of investment is not allowed.
ELSS seeks to provide long-term capital appreciation by predominantly investing in equities to facilitate the subscribers to seek tax benefits as provided under Section 80 C of the Income Tax Act, 1961.
This fund is best recommended to investors looking to invest money for at least 5 years or more and high returns.
Mirae Asset Tax Saver Fund - Regular Plan-Growth
An ELSS category equity mutual fund, run and managed by Mirae Asset Mutual Fund House. The fund has 99.2% investment in Indian stocks of which 61.79% is in large-cap stocks, 12.73% is in mid-cap stocks, 6.23% in small-cap stocks.
The fund size of the scheme is around Rs 10,972 crores and it charges a total expense ratio of around 1.75%. The fund does not charge any exit load. However, redemption before three years of investment is not allowed.
The investment objective of the scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity-related instruments.
This fund is best recommended to investors looking to invest money for at least 5 years or more and high returns.
To get more details about the fund you can refer to the fund fact sheet or you can get in touch with us. Call us on- 0612-6604453 or mail us at [email protected]
For any kind of query, you can contact us at Shri Ashutosh Securities Pvt Ltd., we are here to help you in any way possible.
Happy Investing!
(Mutual Fund investments are subject to market risk Illustrations are for example only, there is no guarantee of returns. Past performance is not an indicator/guarantee to future returns).