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Solution-Oriented Mutual Funds are specially designed to help investors achieve composite goals like retirement planning, child education, and others. Under these funds, investors get the benefit of choosing already customized portfolios based on the risk and primary goal of an investment.

Fund managers of solution-oriented mutual fund schemes, take into consideration, the financial goals, the expected returns, and risk aptitude of investors, to decide the portfolio allocation and generate high returns as per expectations.

These funds are associated with certain lock-in periods and thus investors before investing in these schemes are advised, invest in this fund only when you have sufficient liquidity of capital. Also, these funds do not have a partial withdrawal option before the completion of their lock-in period.

An investor can plan to invest in these funds, but make sure that they invest for a longer duration, as it will help them create more wealth!

Here are some of the best or top SOLUTION ORIENTED MUTUAL FUND SCHEMES where you can consider investing in.

To receive a free advisory on Investments In Mutual Fund, contact our executives asap!


Tata Retirement Savings Fund - Progressive

It is a retirement mutual fund run and managed by TATA Mutual Fund House.

The fund has 96.11% investment in Indian stocks of which 49.3% is in large-cap stocks, 18.56% is in mid-cap stocks, 11.01% in small-cap stocks.

The fund size of the scheme is around Rs. 1,244 crores and it charges a total expense ratio of around 2.22%. The fund also charges a kind of exit load equal to 1.0% of the sell value.

The prime objective of the scheme is to provide a financial planning tool for long-term financial security for investors based on their retirement planning goals.


Tata Retirement Savings Fund - Regular Plan - Moderate Plan

It is a retirement mutual fund run and managed by TATA Mutual Fund House.

The fund has 79.82% investment in Indian stocks of which 41.64% is in large-cap stocks, 16.62% is in mid-cap stocks, 9.29% in small-cap stocks.

Fund has 14.98% investment in Debt of which 4.02% in Government securities, 10.96% in funds invested in very low-risk securities.

The fund size of the scheme is around Rs. 1,629 crores and it charges a total expense ratio of around 2.12%. The fund also charges a kind of exit load equal to 1.0% of the sell value.

The prime objective of the scheme is to provide a financial planning tool for long-term financial security for investors based on their retirement planning goals.


SBI Magnum Children's Benefit Fund

It is a children's mutual fund run and managed by SBI Mutual Fund House.

The fund has 86.8% investment in Indian stocks of which 11.58% is in large-cap stocks, 6.81% is in mid-cap stocks, 36.58% in small-cap stocks.

The fund has 2.57% investment in Debt of which 2.57% is in Government securities.

The fund size of the scheme is around Rs. 382 crores and it charges a total expense ratio of around 2.6%. The fund also charges a kind of exit load equal to 3.0% of sell value, if the fund sold before 365 days, 2.0% if the fund sold before 730 days, 1.0% if the fund sold before 1095 days.

The investment objective of the scheme is to generate long-term capital appreciation by investing predominantly in equity and equity-related securities of companies across sectors and market capitalizations. The scheme will also invest in debt and money market instruments in an endeavor to generate income.


ICICI Prudential Child Care Fund

It is a children's mutual fund run and managed by ICICI Prudential Mutual Fund House.

The fund has 70.66% investment in Indian stocks of which 58.32% is in large-cap stocks, 2.81% is in mid-cap stocks, 5.31% in small-cap stocks.

Fund has 17.03% investment in Debt of which 5.74% in Government securities, 11.28% in funds invested in very low-risk securities.

The fund size of the scheme is around Rs. 873 crores and it charges a total expense ratio of around 2.41%.

The investment objective is to generate capital appreciation by creating a portfolio that is invested in equity and equity-related securities and debt and money market instruments.


To get more details about the fund you can refer to the fund fact sheet or you can get in touch with us. Call us on- 0612-6604453 or mail us at [email protected]

For any kind of query, you can contact us at Shri Ashutosh Securities Pvt Ltd., we are here to help you in any way possible.


Happy Investing!


(Mutual Fund investments are subject to market risk Illustrations are for example only, there is no guarantee of returns. Past performance is not an indicator/guarantee to future returns).