Two Must Things To do When Planning For Early Retirement

Well, if we talk about the present time, things have changed. Nowadays there is no or very low security of jobs, thus it is not worthy for any individual to plan, to rely on their pension for their after-retirement expenses. Secondly, individuals actively strive to work for fewer than 30 years and support retirement for 30-35 years.

11-Jul-2020

What Is The Cost Of Investing In Mutual Funds?

It has been observed that investors do not bother much about the charges in mutual funds, as the differences between the best and the worst ones are just 1-2% per annum. However, one shouldn’t neglect the power of compounding. Even a difference of 1% in fee adds up to a good 30% in the long term.

10-Jul-2020

Why Creating A Portfolio Is More Beneficial Than Investing In A Single Fund?

Investors generally pick a single fund to invest and concentrate their investment strategy on it only. This strategy of investing might work out for some but to create a strong long-term solution for your long-term objectives, you need to create a strong portfolio. A portfolio, consisting of the right number of equity mutual funds help you create a good corpus for your various long-term financial goals.

09-Jul-2020

Are Gilt Funds A Safe Bet Compared to Other Debt Funds?

Gilt funds mainly focus its investment in Government securities (G-secs) issued by the RBI on behalf of the Government. It generally invests in high credit quality bonds, where capital protection is more or less guaranteed. These G-secs have a negligible risk of default (or credit risk), thus gilt funds are less risky when it comes to credit risk.

08-Jul-2020

Is Mutual Fund Size (AUM) An Important Parameter While Selecting A Fund to Invest?

Investors are often confused, why it is necessary to analyze the size of the fund before investing. It is vital to have a complete idea about the fund size and AUM of Mutual Funds to invest wisely and profitably.

07-Jul-2020

When To Add Mid-Cap Equity Fund In Your Retirement Kit?

But sometimes alone large-cap Equity mutual fund is not enough to meet their retirement corpus, thus in this situation, they are advised to choose a higher risk-return proposition to bridge the gap. That’s when the option to invest a small portion of the portfolio in the midcap equity mutual fund is mooted.

06-Jul-2020

How Stamp Duty Imposed On Mutual Funds Will have Impact On You?

Recently two days before, the Department of Revenue under the Ministry of Finance recently notified that purchase and transfer of units in a mutual fund (any kind - equity or debt) will attract a stamp duty of 0.005% of the purchase value and 0.15% in case of transfer from one DEMAT account to another.

03-Jul-2020

How To Calculate The Tax Payable On Your Mutual Fund Redemption?

In Mutual fund tax to be paid on returns is calculated based on the Capital Fund, on the kind of fund you have invested. There are basically two types of Capital Gain, LTCG (Long-term Capital Gain) and STCG (Short—term Capital Gain)

02-Jul-2020

Is Direct Mutual Funds Suitable For All Kind Of Investors?

The only difference between a direct fund and a regular fund is the expense ratio. Their portfolio and investment strategy have no difference. However, regular funds have many advantages that out weights the direct ones.

01-Jul-2020

What Are The Drawbacks And Advantages Of Banning Chinese App?

As per the government, these apps are a threat to the country’s “sovereignty and security,”, as government cited complaints about data on Indian users being transferred abroad without authorization. The further government added that these applications are engaged in activities “prejudicial to sovereignty and integrity of India, defense of India, the security of the state and public order.”

18-Feb-2021

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