Is It Too Late To Create An Emergency Fund?

Even experienced and talented executives who are working for long years like 10-15 years realize that their jobs are not secure. Well, job loss or pay cut hurt more when any individual lacks an emergency fund to fall back on while monthly cashflows slowdown. Then the thought arises in their mind, “Is it too late to build an Emergency Fund?”.

13-Jun-2020

Money Goals Common to Every Individual Financial Plan!

There are some money goals that might be the same for many families or individuals. This Corona Crisis has made us realize how important it is to keep your immunity strong, at the same time it has also explained the importance of strong financial immunity.

12-Jun-2020

Can Equity Mutual Fund Be Included in Post-Retirement Portfolio?

Basically, if you want to include Equity mutual funds in your post-retirement portfolio, you need to assess your financial position post-retirement. The higher the value of assets you own and lower your liabilities plus if you are free from any kind of loan repayment, the more you will be able to allocate to equity.

11-Jun-2020

Know How You Can Clean Your Mutual Fund Portfolio

When our mutual fund portfolio consists of well-pruned mutual fund schemes and is organized, it becomes easier to manage it. It is suggested to investors, do review your portfolio every 6 months, and do the required changes in your mutual fund portfolio as per your goals and objectives.

09-Jun-2020

When Plan to Switch Between Funds, First Start A Sip in The New Fund!

Well, here, you have to look for a smarter way where you won’t have to pay transaction costs. Here we suggest you before stopping your earlier SIP in the old fund, start a new SIP in the fund you want to move in.

08-Jun-2020

How to Make Your Dream of Studying Abroad Live in This Covid-19 Crisis?

The Corona pandemic hit has changed the aspects of the economic landscape, similarly, it has changed the financial aspects of abroad study. Analyze your options wisely before you reach any conclusion.

05-Jun-2020

Interest rates are at its low! Is this the right time to buy a house?

Interest rates are low, and this has made buying a house affordable for many. While on the other side it can also be said that their interest rate might shoot up with the increased interest rate in the market, at that time it will become a burden on them. Also, during this uncertain time, it's hard to maintain the stability of your income. Thus, it is advisable to do consider these things before you buy a house.

05-Jun-2020

What to do if you are retiring in a bear market?

It's okay if your retirement portfolio is showing a 20-25% downtrend, stay calm and invested, you still have about 25-30 years of retirement life. Don’t empty your equity fund investment and wait for the market to recover, you will get a good return with an inflation-beating feature.

04-Jun-2020

How to Use Your Emergency Fund Smartly If Lost Your Job?

Some people are there who acted smartly in their good days and build a good Emergency Fund for emergencies like now. Now it’s the time to use your emergency fund, but you have to use it smartly, as we are unaware till when this uncertainty is going to last.

02-Jun-2020

How Debt Funds Are Better Option Than FD’s After the Franklin Fiasco?

If you are looking towards investing in Debt funds but is afraid because of the fiasco of Franklin Debt Funds. I would suggest going investing in other low-risk categories of debt funds, like Short-term Debt Fund, ultra-short-term Fund, and others. They carry lower interest rate risk due to investment in debt securities that mature within a year.

01-Jun-2020

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