Risk profiler
How much equity suits you is not really a question about your personality. It is mostly about when you need the money and how much room you have to be wrong. These nine questions weigh both.
Answer all 9 questions
Your profile and a suggested equity–debt split will appear here. Nothing is submitted anywhere — the scoring runs in your browser.
What the score is doing
- Questions about your capacity to take risk — time horizon, emergency fund, income stability, how much of your savings this represents — count alongside questions about your willingness. Someone perfectly comfortable with volatility who needs the money in two years still should not be in 80% equity.
- The output is an allocation band, not a set of schemes. Recommending specific funds on the basis of nine anonymous questions would not be responsible, and we are a distributor rather than a registered investment adviser.
- Your answers are scored in your browser and are not submitted or stored.
Important — This calculator is an illustration based on the assumptions you enter. It is not a projection or guarantee of returns, and it does not account for exit loads, stamp duty or the taxes payable on redemption. Actual returns will differ. Please consult us before acting on any figure shown here.
Want this turned into an actual plan?
A calculator gives you a number. Choosing the schemes, the split between equity and debt, and the order you fund your goals in is the part that needs a conversation. Leave your number and we will call you — there is no charge for the discussion, and no obligation to invest.
We use your details only to contact you about this enquiry. We do not sell or share them.