Masterly Inactivity and Watchful Waiting: Success Mantra for Mutual Funds

In mutual funds, the perfect investment strategy includes two, basic activities, first Masterly Inactivity and second Waiting Watchful, that help you to move on the path, towards successive investment. Let us understand these.

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Mutual Funds Vs. Stock Market: What Should Be Preferred and Why?

People do get confused, what to choose between, mutual fund and stock market for their investment plan. Today through our blog we are going to discuss, the major differences between Mutual Fund and Stock Market, which will help you to decide the best option for your investment plan.

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Differences Between: ELSS vs ULIP, Which Is Better?

ELSS and ULIP, both of the funds have different objectives and strategies of investments, choosing between the two for an investor, completely depends on the investor's financial objective and goals.

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What Are Liquid Funds?

Liquid fund is a type of Debt Fund that focuses its investments in short-term fixed-interest generating money market instruments. As liquid funds aim to generate good returns over a short period, its fund manager, mostly invest in high-credit quality debt instruments, with short-term maturities (up to 6 months).

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Know Everything About Systematic Withdrawal Plan (SWP).

A Systematic Withdrawal Plan (SWP), is a kind of redemption facility, that allows its investors, to withdraw a fixed amount from your mutual fund at regular periodic intervals, the periodic intervals can be either monthly, quarterly or yearly, as per the investors choice and requirements. SWP withdrawals are somewhat different from Lump-sum withdrawals.

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Why Is It Necessary to Diversify Your Mutual Funds Portfolio?

Mutual Fund Diversification basically refers to the asset allocation in one’s investment, which aims to reduce the risk in investments. Diversification in Mutual fund Portfolio means, spreading your funds between different mutual funds schemes, like Equity Funds (Large-cap, small-cap, mid-cap, multi-cap), Debt funds (liquid funds, short-term funds, ultra-short-term funds), Hybrid Funds and others, in order to minimize the risk and increase the return.

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Financial Mistakes Of 2019 That you Shouldn’t Repeat in 2020.

Every year people take new vows and set new targets to achieve. This year, I would suggest you take some financial vows, and set a target to improve your financial mistakes made in 2019.

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Differences between Regular Plan and Direct Plan in Mutual Funds

A Regular Plan in Mutual Funds is an investment plan that an investor purchase through a mutual fund broker, distributor, or advisor, in return the AMC (Asset Management Company) or the Fund House, pays a kind of commission to the brokers, distributor or advisors, for every new investor that they introduce to the investment plans in the AMC’s.

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How Frequently Should You Review Your Mutual Fund Portfolio?

At the time you select a mutual fund, you go through a lot of valuable research and analysis, and then pick up the best mutual fund for your investment, so that you can earn a good benefit, but for the same, you also need to review or better say rebalance your portfolio at times, so that you can earn a good benefit from your investments. Reviewing and rebalancing your mutual fund portfolio helps you in several ways.

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Know Everything About STP (Systematic Transfer Plan).

STP is basically designed to reduce risks from investor's investment and balance returns over a specific term. When investors opt for STP, AMC (Asset Management Company) permits them to put a lump sum in one fund, and transfer a fixed amount to another scheme regularly, here the former fund is called source scheme or transferor scheme, and the latter is called a target scheme or destination scheme.

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