What are Hybrid funds?

Hybrid funds are another type of Mutual Funds, that aims to obtain the benefits of both Equity and Debt Funds. Hybrid funds are popular as a perfect blend of both equities and debt funds! These kinds of funds invest in both, debt instruments and equities to achieve maximum diversification and assured returns.

04-Dec-2019

How to Redeem Your Funds?

The right time to redeem your funds is a very important decision to make and this is based on several factors. Before redeeming you must go through detailed research and analysis about the performance of your funds. There is no point in redeeming at the time your fund’s ROI (Return of Interest) is not at its best. It is seen that most of the time the decision of redemption is based on the emotional sentiments of an investor or as an action in response to the underperforming funds.

04-Dec-2019

What are Debt Funds?

Debt Funds, also popular as bond funds, are a kind of mutual fund scheme, that invests in fixed-interest generating securities like corporate bonds, government securities, treasury bills, commercial paper, and other money market instruments. In these funds, the issuer of the funds decides the rate of interest, as per the investor will receive the benefit and decides the maturity period of investors fund.

04-Dec-2019

What Are Equity Funds?

Equity funds, also popular as stock funds, are a type of mutual fund scheme, that focuses to generate high returns, by investing in stocks or shares of companies. In these funds, the returns are decided, by the market performance of shares of companies. Equity funds are also known as Growth Funds.

04-Dec-2019

Are you an investor! Avoid these common mistakes while investing.

With the increase of mutual fund investors, common mistakes done by mutual fund investors are also increasing. People do get fascinated by its return calculation, and start their investment, without knowing the key points of mutual fund investments, without knowing about the risk associated with the funds.

04-Dec-2019

सिप (SIP) या सिस्टेमेटिक इन्वेस्टमेंट प्लान

आसान भाषा में समझे तो कह सकते है की, म्यूच्यूअल फण्ड में सिप (SIP) निवेश के तहत, म्यूच्यूअल फण्ड कंपनी या एसेट मैनेजमेंट कंपनी (AMC) अपने निवेशकर्ताओं को यह सुविधा देती है, जहाँ पर निवेशकर्ता अपनी निवेश राशि को एकमुश्त न जमा करके, नियमित समय के अंतराल पर छोटी एवं निश्चित राशि जमा करते है| सिप(SIP) निवेश में राशि जमा करने की आवृत्ति आमतौर पर हर महीने, हर तीन महीने पर एक बार, या एक साल में एक बार होती है|

04-Dec-2019

Worried for expenses after retirement! Have a look at these funds.

One side, people happily wait for their retirement, and on the other side, they are worried about their expenses after retirement. Although the government provides pension to their employees, after retirement for their expenses (private employees receive their FD’s deposited per month during their service in the company), this pension amount is unable to carry the load of increasing inflation.

04-Dec-2019

ELSS – THE BEST WAY TO SAVE TAX

ELSS or Equity-linked Saving Scheme is a kind of close-ended, equity fund, offered by Mutual Fund. Most importantly, ELSS funds are favored, for its tax-saving features. As per the Section 80C of Income Tax Act 1961, these funds offer tax benefits on the returns earned by the investors, investing in ELSS funds.

04-Dec-2019

What is Short-Term Investment and Long-Term Investment?

Well, before understanding their different meanings, first let’s know about the time horizons related to these. Short term investment in a mutual fund, is carried for 1 to 3 years, whereas long-term investment is carried for more than five years and can last up to 20 or 25 years, or more than this.

04-Dec-2019

What is the right time for investing in mutual fund?

If you think, you need to get prepared for your future plans, when you feel to earn for your responsibilities before your retirement, this is the right time to start your investment. In fact, the best time to start your investment is now.

04-Dec-2019

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